Illinois vs Texas: Take-Home Pay Comparison
See how much more you keep in Illinois compared to Texas — or vice versa. Enter your salary below.
$
You keep the most in Texas
Take-home: $61,149/year — $3,713/year more than the lowest
| Category | Illinois | Texas★ |
|---|---|---|
| Gross Pay | $75,000 | $75,000 |
| Federal Income Tax | -$8,114 | -$8,114 |
| Social Security | -$4,650 | -$4,650 |
| Medicare | -$1,088 | -$1,088 |
| State Tax | -$3,713 | -$0 |
| Total Tax | -$17,564 | -$13,852 |
| Take-Home Pay | $57,436 | $61,149 |
| Effective Rate | 23.4% | 18.5% |
Side-by-Side at Common Salaries
| Salary | Illinois | Texas | Difference |
|---|---|---|---|
| $30,000 | $24,659 | $26,144 | -$1,485 |
| $50,000 | $39,739 | $42,214 | -$2,475 |
| $75,000 | $57,436 | $61,149 | -$3,713 |
| $100,000 | $73,786 | $78,736 | -$4,950 |
| $150,000 | $105,853 | $113,278 | -$7,425 |
Single filer, 2025 tax brackets, standard deduction. Positive difference means Illinois keeps more.
Key Tax Differences
Illinois: Flat 5.0% state income tax on all earnings.
Texas: No state income tax — you only pay federal taxes and FICA.