Moving from Houston to Memphis?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your Houston lifestyle in Memphis, you'd need to earn:
$70,116/year
▼ $4,884 less than you make now
| Category | Houston | Memphis |
|---|---|---|
| Salary | $75,000 | $70,116 |
| Federal Income Tax | -$8,114 | -$7,040 |
| Social Security | -$4,650 | -$4,347 |
| Medicare | -$1,088 | -$1,017 |
| State Tax | -$0 | -$0 |
| Take-Home Pay | $61,149 | $57,713 |
Why the difference
- Cost of living is -6.5% in Memphis
- Housing is -23.6% in Memphis
Estimated Moving Costs
Distance: ~484 miles
DIY Truck
$2,000
Container
$3,500
Full-Service
$5,000
Salary Equivalents: Houston to Memphis
| Your Houston Salary | Memphis Equivalent | Difference | Memphis Take-Home |
|---|---|---|---|
| $40,000 | $37,395 | -$2,605 | $32,085 |
| $50,000 | $46,744 | -$3,256 | $39,597 |
| $60,000 | $56,093 | -$3,907 | $47,109 |
| $75,000 | $70,116 | -$4,884 | $57,713 |
| $100,000 | $93,488 | -$6,512 | $74,155 |
| $150,000 | $140,232 | -$9,768 | $106,602 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How Houston and Memphis Compare
Housing (24% cheaper in Memphis)
The average 1-bedroom apartment in Memphis rents for $950/month compared to $1,129/month in Houston. Median home prices: $236,000 in Memphis vs $335,000 in Houston.
Taxes
Texas has no state income tax. Tennessee has no state income tax.
Overall Cost of Living
Memphis's overall cost of living is 6.5% lower than Houston, based on the BEA Regional Price Parity index (where 100 = national average).Houston: 98.6, Memphis: 92.2.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your Houston to Memphis move. Average cost: $2,000–$5,000.
Compare Moving Quotes →Find Apartments in Memphis
Average 1BR rent in Memphis: $950/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →