Moving from New York City to Boston?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your New York City lifestyle in Boston, you'd need to earn:
$72,113/year
▼ $2,887 less than you make now
| Category | New York City | Boston |
|---|---|---|
| Salary | $75,000 | $72,113 |
| Federal Income Tax | -$8,114 | -$7,479 |
| Social Security | -$4,650 | -$4,471 |
| Medicare | -$1,088 | -$1,046 |
| State Tax | -$3,960 | -$3,606 |
| Take-Home Pay | $57,189 | $55,512 |
Why the difference
- Cost of living is -3.8% in Boston
- Housing is -0.1% in Boston
- At the same $75,000 salary, you'd save $210/year in taxes in Boston
Estimated Moving Costs
Distance: ~190 miles
DIY Truck
$2,000
Container
$3,500
Full-Service
$5,000
Salary Equivalents: New York City to Boston
| Your New York City Salary | Boston Equivalent | Difference | Boston Take-Home |
|---|---|---|---|
| $40,000 | $38,460 | -$1,540 | $31,018 |
| $50,000 | $48,075 | -$1,925 | $38,263 |
| $60,000 | $57,691 | -$2,309 | $45,509 |
| $75,000 | $72,113 | -$2,887 | $55,512 |
| $100,000 | $96,151 | -$3,849 | $71,221 |
| $150,000 | $144,226 | -$5,774 | $102,120 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How New York City and Boston Compare
Housing (0% cheaper in Boston)
The average 1-bedroom apartment in Boston rents for $2,950/month compared to $4,430/month in New York City. Median home prices: $825,000 in Boston vs $750,000 in New York City.
Taxes
New York has a progressive state income tax from 4.0% to 10.9%. Massachusetts has a progressive state income tax from 5.0% to 9.0%. On a $75,000 salary, moving to Boston would save you about $210/year in taxes alone.
Overall Cost of Living
Boston's overall cost of living is 3.8% lower than New York City, based on the BEA Regional Price Parity index (where 100 = national average).New York City: 112.6, Boston: 108.3.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your New York City to Boston move. Average cost: $2,000–$5,000.
Compare Moving Quotes →Find Apartments in Boston
Average 1BR rent in Boston: $2,950/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
Compare Savings Rates →